Unlock a world of possibilities with personalised portfolios and investment strategies.
Located in the heart of Pietermaritzburg, Finplanning (Pty) Ltd has served the community with dedication, integrity, and professionalism for more than two decades. Established in June 2002, we take pride in offering expert financial advice, and a comprehensive array of financial products to meet the diverse needs of our esteemed clients.
Our team of dedicated financial advisors and professionals are equipped with the necessary knowledge, skills, and tools to guide you towards your financial goals. We have a strong passion for helping individuals and families build and protect their wealth.
In today’s fast-paced financial landscape, independent financial planning is vital. It brings clarity to your financial path, aligning funds with aspirations. In offshore investments, an independent planner is your compass to stability and growth.
With vast offshore investment expertise, we offer unbiased, personalised planning for your financial success. Whether you’re a novice or seasoned investor, our team upholds these principles.
The strength of independent financial planning lies in its freedom and objectivity. Unlike tied agents who represent a specific company's products or services, independent financial advisors have the flexibility to explore a broad spectrum of investment opportunities worldwide. This freedom allows them to choose from a variety of investment options, ensuring that the recommendations they provide are objective, personalized, and best suited to your unique needs.
Expanding your investment portfolio internationally can provide substantial benefits such as portfolio diversification, risk management, and potential for enhanced returns. However, offshore investing involves navigating complex international laws and tax regulations, requiring specialist knowledge and expertise. Independent financial planners, with their expertise in offshore investments, can help guide you through the intricacies of investing abroad. They provide valuable insight into the foreign markets, potential risks, and regulations associated with international investments, helping you make informed decisions
Every investor is unique, having distinct financial goals, risk tolerance, and investment horizon. Independent financial planners can craft a bespoke investment strategy that reflects your individual financial circumstances. They'll closely work with you to understand your needs, expectations, and life goals, and structure your portfolio accordingly, incorporating the right mix of offshore and local investments.
The financial world is dynamic, and so should be your investment strategy. Independent financial planners continuously monitor the global financial landscape and adjust your investment strategy as per evolving market conditions, your changing life situations and goals. Regular portfolio rebalancing helps in maintaining the desired level of risk and optimizes your portfolio's potential for growth.
Working with an independent financial planner means having someone who places your interests first. They are committed to providing transparent and unbiased financial advice, free from the influence of external parties. They are compensated either through fees, which aligns their interests directly with yours, or through commissions from a wide range of products, which eliminates the risk of product bias.
We design portfolios tailored to your risk tolerance, financial objectives, and investment preferences, whether they be local or international assets.
Our vast array of unit trust offerings cater to a broad spectrum of investment strategies. Our team is always ready to assist you in selecting the appropriate unit trust for your needs.
Ensure the financial security of your loved ones. Our life assurance products provide peace of mind and help protect your family's financial future.
As accredited advisors, we can guide you on the products offered by the Professional Provident Society (PPS), a renowned provider of specific financial solutions.
Our experienced team is ready to assist you in creating an effective estate plan, encompassing wills and trusts that serve to protect your assets and provide for your loved ones.
We provide comprehensive Estate Late administration services, ensuring a smooth transition during challenging times.
Start your journey to financial independence with us. Contact us today to explore how we can help you reach your financial goals through comprehensive, independent financial planning, and expert offshore investment strategies.
We place a high priority on transparency, particularly regarding our cost structures. We believe that our clients should understand not just the potential rewards of their investments, but also the costs associated with them. Our fees are clearly explained, allowing you to make well-informed decisions about your financial planning and investments.
Recognising that traditional investments may not cater to all your needs, we also have a keen interest in alternative investment strategies. These can offer opportunities for diversification, risk management, and potentially high returns, complementing the more conventional aspects of your portfolio. Our experts are adept at crafting unique, tailored strategies that align with your financial objectives.
We are proud to have cultivated professional relationships with some of the top asset managers in South Africa, augmenting our ability to offer you the best investment options. These partnerships allow us to broaden our investment offerings, ensuring you have access to premier investment strategies and opportunities.
We maintain close ties with reputable attorney firms, facilitating a wider scope of services for our clients. This collaboration enhances our capabilities in areas such as estate planning, wills, trusts, and other legal aspects of financial planning and wealth management.
Confidentiality is a cornerstone of our client service. We respect the privacy of our clients and hold all client information in the strictest confidence. As part of our commitment to safeguarding your data, we comply with the Protection of Personal Information Act (POPIA).
We adhere to the Financial Advisory and Intermediary Services Act (FAIS), which regulates the provision of financial advice and intermediary services in South Africa. Compliance with the FAIS Act underscores our commitment to providing financial advice and services that are competent, fair, and honest.
Our team of dedicated financial advisors and professionals are equipped with the necessary knowledge, skills, and tools to guide you towards your financial goals.
Finplanning is an Authorised Financial Services Provider (FSP 7885) in terms of The Financial Advisory and Intermediary Services Act (37 of 2002).
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