Guides
Financial planning guides
Each guide uses the rules and tax tables for 2026/27. They are general information, not advice for your situation.
- Family
How much life cover does a family need?
A step-by-step way to work out the life cover your family would need, instead of guessing a multiple of your salary.28 September 2026 · 5 min read - Leaving SA
Leaving South Africa: the money checklist
The 12 things to arrange with your money before and after you emigrate, in order.28 September 2026 · 6 min read - Wealth & offshore
The R2 million offshore allowance explained
How the R2 million single discretionary allowance and the R10 million foreign investment allowance work in 2026, what counts, what it costs and how the income is taxed.28 September 2026 · 5 min read - Career
RA or TFSA: which should come first?
How a retirement annuity and a tax-free savings account compare on tax, access, limits and what happens when you die, and when each tends to suit.28 September 2026 · 5 min read - Retirement
Should you withdraw from your savings pot?
What a two-pot savings withdrawal costs after tax and fees, when it can make sense, and what to try first.28 September 2026 · 5 min read - Legacy
Someone has died. What now?
A step-by-step guide to the first days, reporting the estate, the executor’s job, tax, claiming benefits and how long it takes.28 September 2026 · 7 min read